@if(!is_null($lead->ilo->deduction_term)) @endif @if(!is_null($lead->ilo->tax_term)) @endif

Everise Value Sdn Bhd (Reg No. 200301012980)	{{-- --}}
FACILITY TERM SHEET
Facility:	Factoring
Applicant:	{{ $lead->applicant->applicant_name }}
Purpose:	{{ $lead->ilo->purpose->description }}
Limit:	RM {{ number_format($lead->ilo->limit, 2, '.', ',') }}
Administration Fee:	{{ $lead->ilo->admin_fee }}% of gross invoice value, charged on a per invoice basis. * If the recourse period expires without payment, an additional 1.5% administration fee will be applied.
Profit Rate:	{{ $lead->ilo->profit_rate }}% per month of advanced amount, calculated on a per day basis.
Late Payment Charges:	{{ $lead->ilo->profit_rate }}% per year of advance amount and profits will be charged upon expiry of recourse period.
Credit Period:	{{ ucfirst(numberToWords($lead->ilo->credit_period)) }} ({{ $lead->ilo->credit_period }}) days from date of invoice.
Recourse Period:	{{ ucfirst(numberToWords($lead->ilo->recourse_period)) }} ({{ $lead->ilo->credit_period }}) days upon expiry of credit period.
Security and Credit Support:	1. Factoring letter of offer and acceptance denoting offer by Everise Value Sdn Bhd and acceptance by {{ $lead->applicant->applicant_name }}. 2. Factoring Agreement between {{ $lead->applicant->applicant_name }} and Everise Value Sdn. Bhd. 3. Board resolution to change authorised signatory bank account (Escrow Account) related to @if($awarderCount === 1) {{ $awarderNames[0] }} @elseif($awarderCount === 2) {{ $awarderNames[0] }} and {{ $awarderNames[1] }} @elseif($awarderCount > 2) {{ $awarderNames->slice(0, $awarderCount - 1)->implode(', ') }}, and {{ $awarderNames[$awarderCount - 1] }} @endif. 4. Letter of undertaking to remit contract proceeds to Everise Value Sdn. Bhd. 5. Assignment of all factored accounts receivable. 6. Guarantee and Idemnity by the director(s) / shareholder(s) of {{ $lead->applicant->applicant_name }}.
Processing Fees:	RM {{ number_format($lead->ilo->process_fee, 2, '.', ',') }}
Stamping Fees:	RM {{ $lead->ilo->stamp_fee }} (Ad valorem rate of 0.5% of facility value plus RM10 additional copy, which shall be deducted upon 1st disbursement of the facility.) Stamp duty to be charged under the Stamp Act, 1949
Deduction	{{ $lead->ilo->deduction_term }}
Taxes	{{ $lead->ilo->tax_term }}

{{-- PAGE BREAK - Second table --}} @if(!is_null($lead->ilo->pre_deduction_term)) @endif @if(!is_null($lead->ilo->pre_tax_term)) @endif

Everise Value Sdn Bhd (Reg No. 200301012980)	{{-- --}}
FACILITY TERM SHEET
Facility:	Pre-Factoring
Applicant:	{{ $lead->applicant->applicant_name }}
Purpose:	Facility Limit (RM) {{ $lead->ilo->pre_purpose->description }} RM {{ number_format($lead->ilo->pre_limit, 2, '.', ',') }}
Limit:	{{ $lead->ilo->pre_limit }}
Profit Rate:	{{ $lead->ilo->pre_profit_rate }}% per month of advanced amount, calculated on a per day basis.
Late Payment Charges:	{{ $lead->ilo->pre_late_charges }}% per year of advanced amount and profits will be charged upon expiry of recourse period.
Margin of Advance:	Up to {{ $lead->ilo->pre_advance_margin }}% of purchase period or incurred cost.
Credit Period:	{{ ucfirst(numberToWords($lead->ilo->pre_credit_period)) }} ({{ $lead->ilo->pre_credit_period }}) days from date of advance.
Recourse Period:	{{ ucfirst(numberToWords($lead->ilo->pre_recourse_period)) }} ({{ $lead->ilo->pre_recourse_period }}) days upon expiry of credit period.
Security and Credit Support:	1. Pre-factoring letter of offer and acceptance denoting offer by Everise Value Sdn. Bhd. and acceptance by {{ $lead->applicant->applicant_name }} 2. Factoring agreement between {{ $lead->applicant->applicant_name }} and Everise Value Sdn. Bhd. 3. Board resolution to change authorised signatory bank account (Escrow Account) related to @if($awarderCount === 1) {{ $awarderNames[0] }} @elseif($awarderCount === 2) {{ $awarderNames[0] }} and {{ $awarderNames[1] }} @elseif($awarderCount > 2) {{ $awarderNames->slice(0, $awarderCount - 1)->implode(', ') }}, and {{ $awarderNames[$awarderCount - 1] }} @endif factored account receivable. 4. Letter of undertaking to remit contract proceeds to Everise Value Sdn. Bhd. 5. Assignment of all factored accounts receivable. 6. Guarantee and Idemnity by the director(s) / shareholder(s) of {{ $lead->applicant->applicant_name }}
Processing Fees:	RM {{ number_format($lead->ilo->pre_process_fee, 2, '.', ',') }}
Deduction	{{ $lead->ilo->pre_deduction_term }}
Taxes	{{ $lead->ilo->pre_tax_term }}